Bima Diary
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For POSPs

A diary for POSPs: your own book, across every line

Short answer

Bima Diary gives a POSP a book of their own: clients, policies and renewals in one diary, whichever insurer or platform the policy came through. It does not issue policies, pay commission or replace your platform. You sell there, and keep your clients here.

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Your clients, not just your logins

A platform shows what you sold on it. A diary shows everyone you look after.

  • Clients and families, with policies of every line side by side
  • Pick what you sell when you start: the app puts those lines first, and the rest stay one tap away
  • Add policies from a PDF, read on your device, from an Excel sheet, or by hand
  • Claims tracked step by step, and commission you note month by month. What you type always wins
The Add sheet in the app: policy PDF, Excel sheet, fill by hand, document, KYC and client

Renewals in your name

A renewal is your next sale, so keep the list yourself.

  • Home lists what is due and overdue each day, most urgent first
  • Messages, quotes and your visiting card carry only your name and number. No client ever sees your commission
  • Your IRDAI or POSP code can go in your profile
  • WhatsApp and SMS renewal reminders on Plus and Pro, which you read and send yourself
A client page in the app: the family's policies grouped by line, with cover and premium per year, an open claim and the family members

Use it in the field

Made for patchy data and low-cost phones.

  • The app opens and works with no internet, including reading PDFs and importing Excel
  • The same book on your phone and laptop when you sign in
  • Calculators for motor, life cover, health cover, tax, dates and GST, each an estimate, never advice

What it does not do

  • It is not a POSP platform. It does not train or certify you, issue policies or pay commission.
  • It does not bring quotes from many insurers, or compare them.
  • It does not check what you may sell. Older guidelines limit POSPs to simple, pre-underwritten products such as motor, travel and personal accident. That source is from 2016 and 2017 and we found no later update, so ask your platform or insurer.

Bima Diary is independent. It is not made by, connected with or approved by any insurer or by IRDAI.

Common questions

Does Bima Diary replace my POSP platform?

No. You still sell and issue through your platform or insurer. Bima Diary is your own record of clients, policies and renewals.

Can I bring in policies from different platforms?

Yes. Add the policy PDF, import a sheet if you have one, or fill a short form. It does not connect to any platform.

Will clients see my commission?

No. Commission never appears on anything a client sees.

Is there a fee to start?

The Free plan is free for 1 year with 20 clients, and no card is asked for. See the pricing page for the paid plans.

Sources

  1. Conventus Law on point of sales persons Secondary source on older guidelines (2016 and 2017). No 2024 or later update was found. Opened on 08-11-2026.

Open your diary today

Start on the Free plan: 20 clients, free for 1 year, with no card needed. Bring your book in and it shows on Home the same day.

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