Bima Diary
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For Motor agents

A diary for motor insurance agents: vehicles, RTO papers and premium

Short answer

Bima Diary keeps each vehicle with its policy and RTO papers: PUC, fitness, road tax, GPS, permit and RC, each with its validity. Home shows renewals and papers coming due. The premium calculator covers all 8 classes, with the third-party table built in and own damage as an approximate guide.

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Vehicles and their papers

Each vehicle in one place, with the dates that stop it on the road.

  • Each vehicle with its registration number, make and model, owner and policy
  • RTO documents: PUC, fitness, road tax, GPS, permit and RC, each with its validity and status
  • Policy type, IDV, NCB and premium on every policy, and a newer policy marks the old one renewed
  • Find anyone by name, mobile, vehicle number or policy number
A vehicle in the app: its policy with the days left, and its RTO documents such as PUC and fitness, each with its status and validity date

A premium for every class

Private Car, Two Wheeler, GCV, 3W GCV, Bus and Maxi, 3W PCV, Taxi and Misc-D.

  • The full breakup with the tariff date shown: own damage, NCB, third party, PA and GST
  • Fuel, zone, age, CNG kit and add-ons you type
  • Send the quote to your client as a clean image; your name, logo and number on Plus and Pro
  • Own damage is an approximate guide from the old tariff. The insurer's quote decides
The motor premium calculator in the app for a private car: policy type, engine size, IDV and NCB, with the total payable

Reminders you send yourself

Every reminder opens ready to send, and nothing goes out on its own.

  • Renewals due in the next 30 days and lapsed in the last 90; RTO documents ending within 15 days
  • Call in one tap on every plan; WhatsApp and SMS renewal reminders on Plus and Pro
  • Message templates you can edit, for renewals and for documents

What it does not do

  • It does not look up a vehicle by number. There is no Vahan RC or challan lookup, so you type or import the details.
  • It does not issue policies or fetch insurer quotes. For that, you use your insurer or platform.
  • It does not know an insurer's actual own-damage price. Insurers set that themselves.

Bima Diary is independent. It is not made by, connected with or approved by any insurer or by IRDAI.

Common questions

Which vehicle classes does the calculator cover?

Private Car, Two Wheeler, GCV, 3W GCV, Bus and Maxi, 3W PCV, Taxi and Misc-D. You can try it free at the motor premium calculator, with no login.

Is the premium exact?

Third party comes from the notified table. Own damage is an approximate guide from the old tariff. The insurer's quote decides.

Does it remind me about PUC and fitness?

Yes. RTO documents ending within 15 days show on Home, each with its own status.

Can it fetch RC details from the vehicle number?

No. There is no Vahan lookup. You type or import the vehicle details.

Sources

  1. Motor Vehicles (Third Party Insurance Base Premium and Liability) Rules, 2022, G.S.R. 394(E), 25-05-2022, and the Amendment Rules 2024, G.S.R. 32(E), 05-01-2024 A reprint hosted on thc.nic.in, read by eye. It cites the Gazette but is not the Gazette page itself.
  2. India Motor Tariff, New India Assurance copy. GR.8 (IDV), GR.27 (NCB) The tariff text, in force from 01-07-2002 by its own preamble. Opened again on 08-11-2026. Nothing here claims it binds any insurer today.

Open your diary today

Start on the Free plan: 20 clients, free for 1 year, with no card needed. Bring your book in and it shows on Home the same day.

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