Features
Everything an agent keeps, in one app
Clients and families, policies of every line, RTO documents, KYC, claims and commission, with reminders that you send and calculators your clients understand.
Life and LIC
Every detail of a life policy, and the dates that matter to your client.
- Plan name, sum assured, premium and mode, date of commencement, premium paying term, policy term, next due date, maturity date and nominee
- Grace of 15 days for monthly mode and 30 days for other modes; after that the policy shows as lapsed, with a note that it can be revived
- Status: in force, lapsed, paid-up, surrendered, matured or claimed
- Survival and money-back dates you type, shown on Home 60 days ahead with a congratulation message
Health
Individual and family floater policies, with the people they cover.
- Individual or family floater, with members picked from the client's family
- Sum insured, premium, start and expiry, and cumulative bonus
- The same 15 and 30 day grace as life
- A renewal note from the 2024 health master circular: renewal cannot be refused because of a claim, and portability keeps waiting-period credit
Motor
Vehicles, their policies and their RTO papers, with a premium calculator for every class.
- Each vehicle with its registration number, make and model, owner and policy
- RTO documents: PUC, fitness, road tax, GPS, permit and RC, each with its validity and status
- Policy type, IDV, NCB and premium on every policy, and a newer policy marks the old one renewed
- Premium for Private Car, Two Wheeler, GCV, 3W GCV, Bus and Maxi, 3W PCV, Taxi and Misc-D
General
The policies that do not fit the other three, kept just as carefully.
- Home, shop, fire, travel, personal accident, marine and other
- Sum insured, premium, start and expiry
- Trip dates for travel; the risk address for home, shop and fire
- Renewals for general policies on Home and in Renewals, like every other line
Reminders you send yourself
Home lists what is due, and every reminder opens ready to send.
- Renewals due in the next 30 days and lapsed in the last 90; RTO documents ending within 15 days; premium instalments
- Call in one tap on every plan; WhatsApp and SMS renewal reminders on Plus and Pro
- Message templates for every line that you can edit: renewals, documents, premium due, lapse warning, maturity, birthday and anniversary
- Birthday and wedding anniversary wishes on every plan
- Phone reminders on an installed app, with counts only and never a client's name, plus a daily calendar reminder
Documents and reading
Add policies the way they reach you, and keep a copy of each one.
- Policy PDFs read on your device by clear rules; for policy number, premium and expiry the review screen shows the part of the page each one came from
- Nothing is saved until you check and tap Save. Scans and photos have no text to read, so you type those details
- Several PDFs at once, reviewed one after another
- KYC: PAN, driving licence, voter ID, passport and more; for Aadhaar only the last 4 digits
- Open a policy's file any time and send the copy to your client; Plus and Pro add your own cover page
- Excel or CSV import with column matching, and Excel download of your whole book from Go upwards
Calculators
Each one says "Estimate only, not advice", shows its assumptions and sources, and sends a clean result image.
- Motor premium for all 8 classes, with the full breakup and the tariff date
- Life cover need and health cover need, from the figures you type
- Tax saving under 80C and 80D in the old regime
- Premium dates: next dues by mode, grace end and lapse date
- GST on premium, and an LIC maturity estimate from the bonus rates you type
Works offline
Made for patchy data and low-cost phones.
- The app opens and works with no internet, including reading PDFs and importing Excel
- Changes wait on the device and go to your account when the internet is back
- Add it to your phone's home screen and open it like any other app
- Large text and big buttons, made to be easy on a small screen
Phone and laptop
One account, the same book on every device you sign in on.
- Sign in with a code sent to your email; no password to remember
- On a laptop the app uses the whole screen
- File copies come to another device when you open them
And the everyday things
Claims tracker
Claim number, amounts and every step with its date, for every line. Open claims show on Home.
Commission
Expected and received commission month by month, for every line. What you type always wins.
Sub-agents
A list of the agents you work with, tagged on their policies.
Visiting card
A digital visiting card with your logo, name and number, ready to share.
Backup file
A full backup file you can keep anywhere, with an optional password.
Wishes
Birthday and anniversary greetings on Home, written for you to send.
Open your diary today
Start on the Free plan: 20 clients, free for 1 year, with no card needed. Bring your book in and it shows on Home the same day.